Financial Planning Services from Qualified Student Loan Financial Advisors
Advanced Loan Planning, Debt Management, and Other Financial Advisory Services for Physicians, Students, and High-Net-Worth Professionals
Team 25’s student loan financial advisors work tirelessly to provide our clients with peace of mind that their financial future is secure. We do so by taking advantage of every student loan management, wealth management, and investment opportunity at our disposal.
Our Debt Management and Student Loan Services
It’s no secret that higher education in the United States is expensive. That fact is especially true for students going into high-powered professions like healthcare. Average medical school debt, for example, is well over $200,000.
Many doctors and similar professions earn substantial salaries right out of school, but it can still take them years, if not decades, to pay down their loans. Many of these individuals assume they have to wait until their debts are paid before they can start saving for retirement or building an investment portfolio. That simply is not the case, however. Team 25’s student loan advisers help students and recent grads in high-paying professions navigate the loan process, loan repayment options, and other financial services that give these individuals the foundation for a strong financial future.
Our student loan, financial planning, and debt management services for students and recent graduates include:
Student Loan Consultations
What works for one client won’t necessarily work for another. We sit down with each client, get to know their unique financial situation, and help them select the best loans or grants for their needs and financial goals.
College Planning
The best place to start is at the beginning. Our higher education planning services can help students reduce the amount of student loan debt they assume and establish a repayment plan quickly while still building investments for the future.
Student Loan Forgiveness Plans
We work closely with qualifying borrowers to find the right loan forgiveness program that can erase most, if not all, of their debt. Many high-net-worth individuals, like physicians, find that working for nonprofit organizations qualifies them for a public service loan forgiveness program. Other times, we work together to find loan forgiveness programs that better match our clients’ long-term personal finance goals.
Student Loan Refinancing Plans
If student loan forgiveness is not possible, we work with clients on how to best manage their student loan repayment plan. One strategy is to refinance the loan, thereby establishing a more affordable, income-driven repayment plans with better interest rates and lower monthly payments.
Other Repayment Options
Our financial planners work tirelessly with lenders to secure better student loan payment plans options for student loan borrowers (of both federal student loans and private student loans) through methods like forbearance, deferment, debt/loan consolidation, and loan rehabilitation.
Simultaneous Investment Strategies
Investing for the future doesn’t have to hold off until student loans are completely forgiven or repaid. In fact, we recommend the opposite for our clients with student loan debt: to start investing and building for retirement right away.
Tax Planning
Working in healthcare can be complicated enough without having to deal with complex tax codes. We help students and future physicians file taxes in the most efficient and money-saving ways possible.
Retirement Planning
Having loans now doesn’t mean planning for the future is impossible. We help our clients plan for retirement in a way that’s both realistic and in line with our clients’ later-life goals.
Invest More with 25 Financial
- Discover. We spend time getting to know our clients’ needs, hopes, and goals.
- Plan. We provide options to meet your goals and recommend the best approach.
- Act. We follow through to ensure the full plan is implemented.
- Review. Life often brings change, so we regularly review and reassess the plan.
We Know That Financial Planning for Students is Different
We believe in an unbiased approach to financial planning that must always be in our clients’ best interest. Team 25’s student loan financial advisors have the expertise to take the unique financial situation of our clients into account for a holistic wealth management strategy that leads to better financial futures.
Our student loan planners’ extensive financial services include student loan management services, debt management, estate planning, benefits planning, retirement planning, tax planning, investment management, and insurance planning.
