Helping you secure the future with comprehensive insurance strategies.
Your insurance plan is more than just a safety net; it’s a strategic element of your overall financial planning. At 25 Financial, our insurance planning advisors specialize in designing insurance coverage that aligns with your goals, protects your loved ones, and contributes to long-term financial well-being. From medical residents navigating open enrollment to high-net-worth individuals safeguarding significant assets, our advisors work with you to develop a customized insurance plan that meets your specific needs.
Our financial advisors understand that insurance needs vary greatly depending on your financial situation, risk tolerance, and future aspirations. Here’s why consulting with 25 Financial is the right choice for your insurance planning needs:
Experience with Complex Financial Situations: We serve healthcare professionals, high-net-worth individuals, and families with diverse insurance needs. Whether you’re seeking life insurance policies, liability coverage, or long-term care insurance, our advisors have the expertise to guide you.
Personalized Insurance Coverage: Our approach to insurance planning is built around your unique life circumstances, ensuring a strategy that fits your career stage, family dynamics, and financial goals.
Asset Protection Focus: We prioritize protection for what matters most, with insurance products designed to safeguard your financial legacy and ensure quality care for your family.
Comprehensive Wealth Management: As part of our broader wealth management services, we offer a complete review of your insurance options—from health insurance plans and Medicare to annuities and homeowners insurance—to ensure your insurance coverage supports your overall financial strategy.
Trusted Fiduciary Advisors: As an investment advisor, registered with the SEC, we provide fiduciary support that puts your best interests first. Our transparent, conflict-free advice empowers you to make informed decisions about insurance products, liability insurance, and more.
At 25 Financial, we understand the importance of protecting your assets. Our Asset Protection Planning services are tailored to minimize liability risks and safeguard your wealth from unexpected events. By creating a strategic insurance plan, we help high-net-worth individuals and business owners protect their assets from potential claims, lawsuits, or other liabilities. Key components of our asset protection planning include:
Liability Insurance: Essential for shielding your wealth from claims and litigation, our advisors help you secure coverage suited to your level of risk.
Homeowners and Auto Insurance: Beyond basic coverage, we assist in optimizing policies to protect substantial real estate and other high-value assets.
Long-Term Care and Life Insurance Policies: These policies not only offer quality care options in the future but also serve as key components of asset protection by helping manage future medical expenses.
Annuities and Deductible Management: We offer guidance on selecting annuities and managing deductibles to maximize protection and minimize out-of-pocket costs during your retirement plans.
For physicians, surgeons, and other medical professionals, an Own Occupation Disability Insurance plan is critical. This specialized disability insurance policy protects your income should you be unable to work in your chosen field due to injury or illness. At 25 Financial, we recognize the unique value of protecting your earning potential, particularly for those in high-stakes careers.
Income Protection: Own Occupation Disability Insurance provides a safety net, ensuring your income remains protected, even if you cannot perform duties specific to your occupation.
Custom Policy Options: Our advisors work with multiple insurance agencies to offer policy options tailored to medical residents, practicing physicians, and high-earning professionals, ensuring adequate coverage for their financial responsibilities.
Peace of Mind for You and Your Loved Ones: With the right disability insurance, you can maintain financial stability even during health challenges, providing peace of mind for you and your family.
With 25 Financial, you’re not just getting an insurance plan—you’re building a comprehensive, well-rounded approach to risk management that aligns with your long-term financial strategy. From health insurance and Medicare planning to estate protection, our advisors offer the guidance, expertise, and resources needed to achieve more for your financial future. Ready to explore insurance options tailored to your needs? Contact 25 Financial and discover how we can secure your future.
We provide guidance on a full range of insurance options, including life insurance, health insurance, homeowners insurance, disability insurance, and long-term care insurance. Our advisors ensure each insurance product aligns with your financial and personal goals.
Our asset protection planning services include recommendations for liability insurance, annuities, and life insurance policies to safeguard your wealth from unforeseen claims and lawsuits. We review each policy to ensure it’s optimized for your unique situation.
We are independent advisors, meaning we have access to a wide array of insurance providers. This independence allows us to recommend the best insurance products for your needs without conflicts of interest.
Yes, we specialize in Own Occupation Disability Insurance, a critical policy for medical professionals. This policy ensures income protection if you are unable to perform your specific occupational duties due to disability.
Yes, as an investment advisor registered with the SEC, our advisors adhere to regulatory requirements and maintain licenses to offer insurance planning services. We abide by the federal government and industry guidelines to provide transparent, reliable advice.
Let our financial professionals help you protect your wealth, your career, and your family’s future with a tailored insurance plan. Connect with 25 Financial’s insurance planning advisors today and begin building a comprehensive approach to your insurance needs. Whether you’re focused on asset protection, disability coverage, or long-term care planning, we’re here to guide you every step of the way.
Disclaimer: Content is intended for informational purposes only and should not be considered as financial advice. Please consult with a professional financial advisor and perform your own analysis before making any decisions.
