Financial Planning in Cedar Rapids, Iowa and Iowa City, Iowa
Specializing in Physicians, Business Owners, and other High-Net-Worth accredited investors.
Building a financial plan is like building a house – you start with the foundation, not the 2nd floor. These items aren’t exciting, but they need to be in place if you want to have a stable platform to build from.
Our comprehensive financial plans include insurance review and planning, debt management strategies, employee benefits planning and analysis, investment planning, proactive tax strategies, college, retirement and legacy planning, and estate and asset protection planning.
Wealth management for physicians is unlike financial planning for the general public. Physicians graduate with loads of student loan debt, begin retirement planning later in life, have shorter time horizons to reach their much larger-than-average retirement income goals and have a target on their back for lawsuits and taxes throughout their careers.
As a team, we will strive to provide relevant insight to assist you as you invest more and do more with your life. The world of wealth management and finance is constantly evolving, so we aim to make it easy for our clients to stay up-to-date on the latest changes. We are honored to offer our experience and knowledge of the wealth management field to better equip and inform your investment decisions.
We believe in the benefit of including alternative investment opportunities that can bring the kind of returns that drive out-performance.
To evaluate investment opportunities, we use an extensive due diligence model, adapted from some of the top private equity firms in the industry.
Our creative and carefully-vetted partnerships bring a range of opportunities to our clients.
Nathan Brooks
Partner, Financial Advisor
Coming from a family with a long legacy in medicine, Nathan understands the lifestyle and time constraints of physicians. As a financial planning advisor, he helps physicians accumulate and protect wealth so they are free to focus on family and medicine. He helps clients formulate goals and then execute a plan to reach them. Nathan holds several designations including his Series 7, Series 66, and Life and Health Insurance licenses. Nathan graduated from Biola University in La Mirada, CA. He enjoys traveling with his wife, live music, and being involved in his local church in Iowa City, Iowa.
Outrun Investors with Disciplined Investing
Similarly, our goal is not to avoid “bear” markets and risk altogether. That is impossible (even holding cash carries inflation risk). Instead, a free market economy is built on competition. Companies compete to make products or services faster and cheaper and investors compete against each other for the most efficient financial participation in these companies (i.e. Shark Tank). The goal for investors, therefore, is to get the most reward for the risk that they are taking with their investments. And this often means “outrunning” the competition in bear (and bull) markets.
How? Remain diversified through disciplined investing according to your pre-determined investment plan. Do not chase or react to markets. Unfortunately, emotions war against our ability to do this. To begin, our brains are not wired for disciplined investing: